Renting for the first time can feel like a big step. From monthly costs to building rules, there are many details to figure out. Before you rush into signing a lease, it’s important to gather this information before signing the lease. Here are five things to ask before committing to your new place.

1. What’s Included in the Rent?

Not every rental deal is the same. Some places include utilities like water, electricity, or gas in the monthly rent, while others make you pay for them separately. You might also need to ask about extras such as parking or laundry services. Understanding exactly what you’re paying for helps you plan your budget and avoid hidden costs.

2. Who Handles Maintenance and Repairs?

When something breaks, who fixes it? Some landlords take care of all repairs, while others expect you to handle smaller problems yourself. Make sure the lease clearly explains your responsibilities and the landlord’s responsibilities. 

3. What Are the Lease Terms?

Leases can vary in length—some are month-to-month, while others are for a full year or more. Ask if the lease automatically renews or if you need to give notice before leaving. Check whether there are penalties for ending the lease early. Understanding these terms will help you plan your move-out date or give you flexibility if you need to relocate.

4. Is Renters Insurance Required?

Some landlords insist that renters carry insurance, while others leave it up to you. Even if it’s not required, renters insurance is a smart choice because it can help protect your belongings in case of theft, fire or other unexpected events. It also gives the advantage of liability coverage if someone gets hurt in your apartment. 

5. What Are the Building’s Rules?

Every building or community has different rules, such as quiet hours, pet policies, or rules about using common areas. If you plan to get a roommate or throw gatherings, you should know what’s allowed beforehand. Ask if there are any fees for things like moving in on weekends or for getting packages delivered. Being aware of these details will help you settle in without surprises.

Signing your first lease is an exciting milestone, but it’s easy to overlook important details in all the excitement. By asking about what’s included in the rent, who handles maintenance, the lease terms and building rules and considering the value of renters insurance—you’ll be better prepared for life in your new space. Take the time to read the lease carefully and speak with us if you need more guidance. Then, enjoy the start of your new chapter with peace of mind, knowing you are protected.